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English | Bahasa Malaysia
Motor Third Party Fire and Theft (TPFT) Insurance is a plan that provides protection against fire and theft to your vehicle, as well as damage caused by your vehicle to third-party property..
- Affordable. TPFT is more affordable than comprehensive motor insurance..
- Flexible Payment Options. You Flexible Payment Options. You may choose to pay your Motor TPFT Insurance premium annually with cash, cheque or credit card..
- Protection against Fire and Theft. If your vehicle is stolen or damaged by fire, we will pay up to a maximum of RM20,000.00 to repair it.
- Liability Cover. If you cause bodily injury or death of third party (except passengers in your vehicle) or damages third party’s property, such as their car, building or fence during a motor accident, we will pay for the damage caused by your vehicle, and we will cover the legal costs as well.
- Vehicle owner and their authorised driver(s) – anyone who resides in Malaysia age 18 to 70 years old with a valid driving license..
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Item |
Benefits |
Sum Insured (RM)
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1.
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Liability |
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| i) Against bodily injury or death of third party |
Unlimited
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| ii) Against damage to third party’s property |
Up to a maximum of RM3 million |
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2.
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Loss or Damange |
| i) To own vehicle due to fire, explosion, lightning, burglary, housebreaking or theft.Sum insured or market value of your. |
Sum insured or market value of your vehicle up to a maximum of RM20,000.00 (whichever is lower)
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* Minimum sum insured for Motor TPFT policy for Private Car is RM10,000.00 up to a maximum of RM20,000.00.
- The total premium that you will have to pay may vary depending on the No-Claims-Discount (NCD) entitlement and the underwriting requirements of our company.
- This offer excludes stamp duty. Please add RM10.00 as stamp duty to your premium.
- If the driver does not hold a valid driving license to drive the vehicle or if not qualified for holding or obtaining such a license under the regulation of the Malaysia Road Transport Department.
- While the vehicle is used for illegal business as an unlicensed common carrier.
- If the vehicle is used for hire, road rally pace making, speed-testing or use for any purpose in connection with the motor trade.
- Losses such as accidental damage to your vehicle, your own death or bodily injury due to a motor accident and your liability against claims from passengers in your vehicle.
- War or contamination by war, invasion, act of foreign enemy, hostilities or warlike operations, mutiny, civil war, rebellion, revolution insurrection, conspiracy, military uprising, martial law or state of siege.
- Criminal acts or terrorism.
- Bacterial infections, suicide or self-inflicted injury, pre-existing physical or mental defect or infirmity, HIV and AIDS related diseases.
- InInfluence of intoxicating liquor, alcohol or drugs.
| IMPORTANT NOTICE TO PROSPECTIVE POLICY OWNERS |
- Please note that the exclusions, limitations, terms and conditions stated above are not exhaustive. Please refer to the actual Policy for details.
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