Personal Insurance

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The more you have the more you have to lose.

At Uni.Asia General, we offer an array of quality personal insurance products to protect what is important to you. Whether you need insurance for yourself, your family members or your personal property, you can be rest assured to get the right coverage that fits your specific needs.

StarRider is a 7 benefits in 1 driver and passengers’ personal accident insurance plan that protects driver and passengers against accidental death, permanent dismemberment, medical expenses reimbursement, ambulances fee, dental or corrective cosmetic surgery and bereavement expenses while driving, riding, boarding or alighting in an insured vehicle. This plan provides 3 levels of cover that allows you to select the premium and level of protection you need.

Motorist’s Companion is a driver and passengers’ personal accident plan that covers driver and/or passenger(s) against loss of life or disablement caused solely or directly by violent, accidental, external and visible means while entering, riding or alighting from an insured vehicle. This plan offers medical reimbursement, 5% discount on the premiums for every additional car under the insured’s name and free extension for riot and civil commotion.

Motorist’s Companion 2 is a personal accident insurance plan that provides cover for driver and passenger whilst driving as a driver or riding as a passenger, boarding or alighting from a named vehicle.

Motorist’s Companion Commercial (MCC) is a personal accident insurance plan that provides cover for driver and/or one attendant only whilst driving as a driver, riding, boarding or alighting from a named commercial vehicle.

Motorist’s Companion Agreed Value (MCAV) is a personal accident insurance plan that provides cover for driver and passenger whilst driving as a driver or riding as a passenger, boarding or alighting from a named vehicle.

Maxi PA Scheme is a highly affordable scheme that offers you maximum protection at minimal cost of RM18. With any insurance purchase, customer is entitled to select a value-added supplementary plan either, Maxi Rider, a driver and passengers’ personal accident plan which offers protection against loss of life or permanent dismemberment while driving, riding, boarding or alighting in an insured vehicle, or Maxi Pro, a personal accident plan which provides 24-hour worldwide coverage for bodily injury, disablement or death caused by accidental means.

Your home is one of your most valuable assets and it is important that you have the commensurate coverage needed to protect it. Do not wait until you have a claim to discover that you are inadequately covered. Our Houseowners & Householders Insurance offers an array of coverages designed to help protect your home.


English | Bahasa Malaysia

English | Bahasa Malaysia

Houseowners is an insurance plan that covers the loss or damage to residential buildings caused by fire, lightning or other named perils.


English | Bahasa Malaysia

English | Bahasa Malaysia

Householders is an insurance plan that covers the loss or damage to contents in your residential building caused by fire, lightning or other named perils.


English | Bahasa Malaysia

English | Bahasa Malaysia

TravelStar is a traveller’s insurance plan that is designed to ensure traveller’s peace of mind while travelling abroad. It offers comprehensive coverage up to RM2.5 million and with premiums staring from as long as just RM32. While on holiday, you receive 24-hour emergency medical evacuation and repatriation services and 21 others benefits that include coverage on personal accident, medical expenses, personal liability and loss of personal effects among others.

SmartCover is a personal accident plan that is designed to provide 24-hour worldwide protection against unforeseeable losses incurred due to accidental death and/or disablement. It has the flexibility of allowing you to select the type and level of covers you want and it can also be used as a supplement to any other insurance as its benefits are payable regardless of any coverage which you may have with the exception of medical expenses.

FlexiCare is a personal accident plan that provides 24-hour comprehensive worldwide coverage for death or permanent disablement. It offers flexible coverage options with yearly renewal bonuses of 10% per year up to 5 years, hospital income up to 180 days, visitors’ weekly travel allowance, traditional medical expenses reimbursement, corrective dental & cosmetic surgery reimbursement, funeral allowance, rehabilitation benefit, repatriation expenses and auto debit renewal rebate.

Value Insurance is a personal accident plan that provides 24-hour comprehensive worldwide coverage at affordable rates. It offers flexible coverage options with 3 plans for selection, it also provides hospital income up to 365 days, visitors’ weekly travel allowance, traditional medical expenses reimbursement, corrective dental & cosmetic surgery reimbursement, funeral allowance and rehabilitation benefit.

Flexi is a personal accident plan that provides 24-hour worldwide coverage at affordable rates. It provides coverage for death, permanent disablement and temporary total or partial disablement, yearly renewal bonuses of 5% per year up to 3 years, traditional medical expenses reimbursement, corrective dental & cosmetic surgery reimbursement and funeral allowance.