|
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Malaysia
Motorist’s
Companion Agreed Value (MCAV) is a personal accident insurance plan
that provides cover for driver and passenger whilst driving as a driver
or riding as a passenger, boarding or alighting from a named vehicle.
- Easy to apply.
- Benefit is
payable in addition to other PA policies.
- Benefit is
payable irrespective of who is at fault.
- Fixed annual
premium for all vehicle types.
- Passengers aged
15 years old and below are entitled up to 50% of all the benefits
provided.
- Vehicle owner
and their authorised driver(s) – anyone who resides in Malaysia
with a valid driving license.
|
Item
|
Benefits |
Sum Insured
(RM)
|
|
1.
|
Accidental Death |
20,000
|
|
2.
|
Permanent
Dismemberment |
|
| i) Loss of both
hands or both feet |
20,000
|
| ii) Loss of
sight of both eyes |
20,000
|
| iii) Loss of one
hand and one foot |
20,000
|
| iv) Loss of
sight of one eye and one hand or one foot |
20,000
|
| v) Loss of one
hand or one foot |
10,000
|
| vi) Loss of
sight of one eye |
10,000
|
|
3.
|
Medical Expenses
Reimbursement |
500 per person
per accident
|
|
Seating
Capacity (Including Driver)
|
Annual
Premium (RM)*
|
|
5
|
120
|
|
Each additional
seat
|
20
|
*This
offer excludes stamp duty. Please add RM10 as stamp duty to your
premium.
- If the driver
does not hold a valid driving license to drive the vehicle or if not
qualified for holding or obtaining such a license under the regulation
of the Malaysia Road Transport Department.
- While the
vehicle is used for illegal business as an unlicensed common carrier.
- If the vehicle
is used for hire, road rally pace making, speed-testing or use for any
purpose in connection with the motor trade.
- War or
contamination by war, invasion, act of foreign enemy, hostilities or
warlike operations, mutiny, civil war, rebellion, revolution
insurrection, conspiracy, military uprising, martial law or state of
siege.
- War or
contamination by war, invasion, act of foreign enemy, hostilities or
warlike operations, mutiny, civil war, rebellion, revolution
insurrection, conspiracy, military uprising, martial law or state of
siege.
- Bacterial
infections, suicide or self-inflicted injury, pre-existing physical or
mental defect or infirmity, HIV and AIDS related diseases.
- Childbirth,
miscarriage, pregnancy or any other complications thereof.
- Criminal acts or
terrorism.
- Influence of
intoxicating liquor, alcohol or drugs.
| IMPORTANT NOTICE TO
PROSPECTIVE POLICY OWNERS |
- Please note that
the exclusions, limitations, terms and conditions stated above are not
exhaustive. Please refer to the actual Policy for details.
|
