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English | Bahasa Malaysia
Motorist’s Companion Commercial (MCC) is a personal accident insurance plan that provides cover for driver and/or one attendant only whilst driving as a driver, riding, boarding or alighting from a named commercial vehicle.
- Easy to apply.
- Benefit is payable in addition to other PA policies.
- Benefit is payable irrespective of who is at fault.
- Fixed annual premium for all commercial vehicle types.
- Commercial vehicle owner and their authorised driver(s) and/or attendant – anyone who resides in Malaysia with a valid driving license to drive a commercial vehicle.
- Driver and/or attendant – anyone in between the age of 18 to 70.
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Item |
Benefits |
Sum Insured (RM)*
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1.
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Accidental Death |
50,000 per person |
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2.
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Permanent Dismemberment |
| i) Loss of both hands or both feet |
50,000 per person
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| ii) Loss of sight of both eyes |
50,000 per person
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| iii) Loss of one hand and one foot |
50,000 per person
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| iv) Loss of sight of one eye and one hand or one foot |
50,000 per person
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| v) Loss of one hand or one foot |
25,000 per person
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| vi) Loss of sight of one eye |
25,000 per person
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3.
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Medical Expenses Reimbursement |
500 per accident |
* The maximum sum payable for any one period of insurance should not exceed RM100,000 per commercial vehicle.
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Seating Capacity (Driver and One Attendant Only)
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Annual Premium (RM)**
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2 (Maximum)***
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280 |
** This offer excludes stamp duty. Please add RM10 as stamp duty to your premium.
*** This offer covers up to two (2) insured person (the driver and/or one attendant, if applicable) per commercial vehicle.
- If the driver does not hold a valid driving license to drive the commercial vehicle or if not qualified for holding or obtaining such a license under the regulation of the Malaysia Road Transport Department.
- While the commercial vehicle is used for illegal business as an unlicensed common carrier.
- If the commercial vehicle is used for hire, road rally pace making, speed-testing or use for any purpose in connection with the motor trade.
- War or contamination by war, invasion, act of foreign enemy, hostilities or warlike operations, mutiny, civil war, rebellion, revolution insurrection, conspiracy, military uprising, martial law or state of siege.
- Bacterial infections, suicide or self-inflicted injury, pre-existing physical or mental defect or infirmity, HIV and AIDS related diseases.
- Childbirth, miscarriage, pregnancy or any other complications thereof.
- Criminal acts or terrorism.
- Influence of intoxicating liquor, alcohol or drugs.
| IMPORTANT NOTICE TO PROSPECTIVE POLICY OWNERS |
- Please note that the exclusions, limitations, terms and conditions stated above are not exhaustive. Please refer to the actual Policy for details.
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