|
English
| Bahasa
Malaysia
Motorist’s Companion Taxi (MCT) is a personal accident insurance plan that provides cover for taxi driver and
passenger whilst driving as a driver or riding as a passenger, boarding or alighting from a named vehicle.
- Easy to apply.
- Benefit is payable in addition to other PA policies.
- Benefit is payable irrespective of who is at fault.
- Passengers aged 15 years old and below are entitled up to 50% of all the benefits provided.
- Vehicle owner and their authorised driver(s) – anyone who resides in Malaysia age 18 years and above with a
valid driving license.
|
Section |
Benefits |
Plan A
(RM)
|
Plan B (RM)
|
Plan C (RM)
|
Plan D (RM)
|
Plan E (RM)
|
Plan F
(RM)
|
|
I
|
Accidental Death |
10,000
|
15,000
|
20,000
|
30,000
|
40,000
|
50,000
|
|
II
|
Permanent
Dismemberment |
10,000
|
15,000
|
20,000
|
30,000
|
40,000
|
50,000
|
|
III
|
Medical Expenses |
500
|
750
|
1,000
|
1,500
|
2,000
|
2,500 |
|
IV
|
Corrective Dental & Cosmetic Surgery |
1,000
|
1,000
|
1,000
|
1,000
|
1,000
|
1,000
|
|
V
|
Bereavement Allowance |
1,000
|
1,000
|
1,000
|
1,000
|
1,000
|
1,000
|
|
VI
|
Ambulance Fees |
500
|
500
|
500
|
500
|
500
|
500
|
|
Seating
Capacity (Including Driver) |
5 persons
|
|
Plan
|
A
|
B
|
C
|
D
|
E
|
F
|
|
Premium
|
100
|
150
|
200
|
300
|
400
|
500
|
|
Sum Insured Per Person
|
10,000 |
15,000
|
20,000
|
30,000
|
40,000
|
50,000
|
|
Each additional seat
|
RM10
|
RM15
|
RM20
|
RM30
|
RM40
|
RM50
|
*This offer excludes stamp duty. Please add RM10 as stamp duty to your premium. Service Tax of 6% will be
applicable if the vehicle is registered under the company name.
- If the driver does not hold a valid driving license to drive the vehicle or if not qualified for holding or obtaining
such a license under the regulation of the Malaysia Road Transport Department.
- While the vehicle is used for illegal business as an unlicensed common carrier.
- If the vehicle is used for road rally pace making, speed-testing or use for any purpose in connection with the
motor trade.
- War or contamination by war, invasion, act of foreign enemy, hostilities or warlike operations, mutiny, civil war,
rebellion, revolution insurrection, conspiracy, military uprising, martial law or state of siege.
- Bacterial infections, suicide or self-inflicted injury, pre-existing physical or mental defect or infirmity, HIV and
AIDS related diseases.
- Childbirth, miscarriage, pregnancy or any other complications thereof.
- Criminal acts or terrorism.
- Influence of intoxicating liquor, alcohol or drugs.
| IMPORTANT NOTICE TO
PROSPECTIVE POLICY OWNERS |
- Please note that the exclusions, limitations, terms and conditions stated above are not exhaustive. Please refer
to the actual Policy for details.
|
