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English | Bahasa Malaysia
The
Motorist's Companion 2 (MC2) is a personal accident insurance plan that provides cover for driver and passenger whilst driving as a driver or riding as a passenger, boarding or alighting from a named vechile.
- Easy to apply.
- Benefit is payable in addition to other PA policies.
- Benefit is payable irrespective of who is at fault.
- Fixed annual premium for all vehicle types.
- Passengers aged 15 and below are entitled to 50% of all the benefits provided.
- Vehicle owner and their authorised driver(s) - anyone who resides in Malaysia with a valid driving license.
|
Item |
Benefits |
Sum Insured (RM)
|
|
1.
|
Accidental Death |
20,000 |
|
2.
|
Permanent Dismemberment |
| i) Loss of both hands or both feet |
20,000
|
| ii) Loss of sight of both eyes |
20,000
|
| iii) Loss of one hand and one foot |
20,000
|
| iv) Loss of sight of one eye and one hand or one foot |
20,000
|
| v) Loss of one hand or one foot |
10,000
|
| vi) Loss of sight of one eye |
10,000
|
|
3.
|
Medical Expenses Reimbursement |
500 per person per accident |
|
Seating Capacity (Including Driver)
|
Annual Premium (RM)*
|
|
5
|
120 |
|
Each additional seat
|
20
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* This offer excludes stamp duty. Please add RM10 as stamp duty to your premium.
- If the driver does not hold a valid driving license to drive the vehicle or if not qualified for holding or obtaining such a license under the regulation of the Malaysia Road Transport Department.
- While the vehicle is used for illegal business as an unlicensed common carrier.
- If the vehicle is used for hire, road rally pace making, speed-testing or use for any purpose in connection with the motor trade.
- War or contamination by war, invasion, act of foreign enemy, hostilities or warlike operations, mutiny, civil war, rebellion, revolution insurrection, conspiracy, military uprising, martial law or state of siege.
- Bacterial infections, suicide or self-inflicted injury, pre-existing physical or mental defect or infirmity, HIV and AIDS related diseases.
- Childbirth, miscarriage, pregnancy or any other complications thereof.
- Criminal acts or terrorism.
- Influence of intoxicating liquor, alcohol or drugs.
| IMPORTANT NOTICE TO PROSPECTIVE POLICY OWNERS |
- Please note that the exclusions, limitations, terms and conditions stated above are not exhaustive. Please refer to the actual Policy for details.
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