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| 1.) |
Terms
& Conditions apply. |
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| 2.) |
Phone
activation service is only applicable for Credit Cardholders
aged between 18 and 80 and permanently residing in Malaysia.
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| 3.) |
Family Plan including you, your spouse and accompanying children
the age of 18 years and below. |
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| 4.) |
Like any other insurance policy, some activities are excluded
in the policy. Any pre-existing condition prior to departure
is excluded. |
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| 5.) |
This plan must be purchased before you commence your journey.
Each journey must begin from Malaysia and is subject to a maximum
of 185 days, except for annual cover. |
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| 6.) |
No cover shall be granted to anyone seeking medical treatment
outside Malaysia. |
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| 7.) |
There will be no refund for cancellation once a reference number
is given. |
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| 8.) |
We provide 24-hour Worldwide Emergency Assistance and Referral
Services. |
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| 9.) |
This policy covers the risk of terrorism (but excluding when
there are traces of nuclear, chemical or biological agents).
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| 10.)
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In
the event of any conflict or discrepancy between the English
version and any translation thereof, the English version shall
prevail. |
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| This
is not a contract of insurance. The precise benefits, terms
and conditions and other details are available in the Policy
Contract. |