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A cover exclusively designed for UOB credit cardholders and UOB current account/savings accounts customers.
- Eligibility : UOB customer & spouse between the age of 18 and 64, 6 months - 18 years of age for children (up to 25 years old if studying full-time).
- Easy enrolment for all Malaysians and permanent residents.
- No medical examination.
- Occupation question/Class 3 occupation (engaging in manual work) eligible for Standard Plan only.
- Policy renewable up to age 75 years.
- Premium at enrolment stays unchanged until expiry.
- 24 hours world-wide coverage for accidents anywhere in the world.
- Very affordable plan that pays on top of all other insurance.
- Annual renewal bonus.
| Benefits |
Standard
|
Classic
|
Deluxe
|
Premier
|
| Daily Hospital Cash due to illness, up to 365 days |
RM50
|
RM100
|
RM200
|
RM250
|
| Daily Hospital Cash due to accident, up to 365 days |
RM100
|
RM200
|
RM400
|
RM500
|
| Broken or Fractured Bone |
Up to RM1,000
|
Up to RM2,000
|
Up to RM4,000
|
Up to RM5,000
|
| Reimbursement of medical expenses for day surgery |
Up to RM500
|
Up to RM1,000
|
Up to RM1,000
|
Up to RM1,000
|
| Annual Renewal Bonus* |
RM50
|
RM50
|
RM75
|
RM100
|
*Annual Renewal Bonus applies at policy level, regardless of number of insureds.
| Monthly Premium |
Before discount
|
|
|
After discount
|
|
|
| Standard |
Classic |
Deluxe |
Premier |
Standard |
Classic |
Deluxe |
Premier |
| Member |
27.00
|
39.00
|
49.00
|
65.00
|
27.00
|
39.00
|
49.00
|
65.00
|
| Member & Spouse |
54.00
|
78.00
|
98.00
|
130.00
|
48.60
|
70.20
|
88.20
|
117.00
|
| Member & 1 Child |
47.00
|
68.00
|
86.00
|
114.00
|
42.30
|
61.20
|
77.40
|
102.60
|
| Member & 2 Children |
51.00
|
74.00
|
93.00
|
124.00
|
45.90
|
66.60
|
83.70
|
111.60
|
| Member & 3 Children |
57.00
|
82.00
|
103.00
|
137.00
|
51.30
|
73.80
|
92.70
|
123.30
|
| Member & 4 Children |
62.00
|
90.00
|
113.00
|
150.00
|
55.80
|
81.00
|
101.70
|
135.00
|
| Member & 5 Children |
68.00
|
98.00
|
123.00
|
163.00
|
61.20
|
88.20
|
110.70
|
146.70
|
| Member & Family with 1 Child |
74.00
|
107.00
|
135.00
|
179.00
|
62.90
|
90.95
|
114.75
|
152.15
|
| Member & Family with 2 Child |
78.00
|
113.00
|
142.00
|
189.00
|
66.30
|
96.05
|
120.70
|
160.65
|
| Member & Family with 3 Child |
84.00
|
121.00
|
152.00
|
202.00
|
71.40
|
102.85
|
129.20
|
171.70
|
| Member & Family with 4 Child |
89.00
|
129.00
|
162.00
|
215.00
|
75.65
|
109.65
|
137.70
|
182.75
|
| Member & Family with 5 Child |
95.00
|
137.00
|
172.00
|
228.00
|
80.75
|
116.45
|
146.20
|
193.80
|
10% discount will be offered on card-member & spouse enrolment, card-member & child(ren)
15% discount on card-member, spouse and children enrolment
A Day of hospitalization – not less than 24 hours
Broken bone benefit schedule:
| Benefit Table |
Relevant Percentage
|
| a. Neck, skull or spine |
100%
|
| b. Hip |
75%
|
| c. Jaw, pelvis, leg, knee or ankle |
50%
|
| d. Cheekbone or shoulder |
30%
|
| e. Arm, elbow or wrist or rib |
25%
|
| f. Nose or collar bone |
20%
|
| g. Finger, thumb, foot, hand or toe |
10%
|
Day Surgery – surgery which is carried out by surgeon, but not on an inpatient basis and must be held in hospital or clinic. Day care surgeries that are pre-planned, non-emergency are considered elective
Reimbursement for day surgery
- Pre-existing medical conditions.
- Caused or contributed by injury arising from engaging in the Insured Person’s occupation as
Stevedores
Professional Divers
Test Pilot and Divers
Professional Sports Team
Air Crews and Ship Crews
Naval, Military or Air Force service or operation
This policy is extended to cover injury sustained by the Insured Person who is employed as a military personnel, law enforcement officer, civil defence officer, and security officer who solely does sedentary desk-bound duties, that is strictly clerical or administration work. This policy is extended to cover injury sustained by the Insured Person who is employed in any of the occupations listed in EXCEPTIONS provided the Insured Person is off –duty at the time of the injury and the injury does not arise in the course of employment or any activity related to the Insured Person’s employment.

English | Bahasa Malaysia

English | Bahasa Malaysia
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