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A cover exclusively designed for UOB credit cardholders and UOB current account/savings accounts customers.

HIGHLIGHTS
  • Eligibility : UOB customer & spouse between the age of 18 and 64, 6 months - 18 years of age for children (up to 25 years old if studying full-time).
  • Easy enrolment for all Malaysians and permanent residents.
  • No medical examination.
  • Occupation question/Class 3 occupation (engaging in manual work) eligible for Standard Plan only.
  • Policy renewable up to age 75 years.
  • Premium at enrolment stays unchanged until expiry.
  • 24 hours world-wide coverage for accidents anywhere in the world.
  • Very affordable plan that pays on top of all other insurance.
  • Annual renewal bonus.

TABLE OF BENEFITS

Benefits
Standard
Classic
Deluxe
Premier
Daily Hospital Cash due to illness, up to 365 days
RM50
RM100
RM200
RM250
Daily Hospital Cash due to accident, up to 365 days
RM100
RM200
RM400
RM500
Broken or Fractured Bone
Up to RM1,000
Up to RM2,000
Up to RM4,000
Up to RM5,000
Reimbursement of medical expenses for day surgery
Up to RM500
Up to RM1,000
Up to RM1,000
Up to RM1,000
Annual Renewal Bonus*
RM50
RM50
RM75
RM100

*Annual Renewal Bonus applies at policy level, regardless of number of insureds.

MONTHLY PREMIUM

Monthly Premium
Before discount
   
After discount
   
Standard Classic Deluxe Premier Standard Classic Deluxe Premier
Member

27.00

39.00

49.00
65.00
27.00
39.00
49.00
65.00
Member & Spouse
54.00
78.00
98.00
130.00
48.60
70.20
88.20

117.00

Member & 1 Child
47.00
68.00
86.00
114.00
42.30
61.20
77.40
102.60
Member & 2 Children
51.00
74.00
93.00
124.00
45.90
66.60
83.70
111.60
Member & 3 Children

57.00

82.00

103.00

137.00
51.30
73.80
92.70

123.30

Member & 4 Children

62.00

90.00

113.00

150.00
55.80
81.00
101.70

135.00

Member & 5 Children

68.00

98.00

123.00

163.00
61.20
88.20
110.70

146.70

Member & Family with 1 Child

74.00

107.00

135.00

179.00
62.90
90.95
114.75

152.15

Member & Family with 2 Child

78.00

113.00

142.00

189.00
66.30
96.05
120.70

160.65

Member & Family with 3 Child

84.00

121.00

152.00

202.00
71.40
102.85
129.20

171.70

Member & Family with 4 Child

89.00

129.00

162.00

215.00
75.65
109.65
137.70

182.75

Member & Family with 5 Child

95.00

137.00

172.00

228.00
80.75
116.45
146.20

193.80

10% discount will be offered on card-member & spouse enrolment, card-member & child(ren)
15% discount on card-member, spouse and children enrolment


A Day of hospitalization – not less than 24 hours

Broken bone benefit schedule:
Benefit Table

Relevant Percentage

a. Neck, skull or spine

100%

b. Hip
75%
c. Jaw, pelvis, leg, knee or ankle
50%
d. Cheekbone or shoulder
30%
e. Arm, elbow or wrist or rib

25%

f. Nose or collar bone

20%

g. Finger, thumb, foot, hand or toe

10%


Day Surgery
– surgery which is carried out by surgeon, but not on an inpatient basis and must be held in hospital or clinic. Day care surgeries that are pre-planned, non-emergency are considered elective

Reimbursement for day surgery

EXCLUSIONS
  • Pre-existing medical conditions.
  • Caused or contributed by injury arising from engaging in the Insured Person’s occupation as
    Stevedores
    Professional Divers
    Test Pilot and Divers
    Professional Sports Team
    Air Crews and Ship Crews
    Naval, Military or Air Force service or operation
EXTENSIONS

This policy is extended to cover injury sustained by the Insured Person who is employed as a military personnel, law enforcement officer, civil defence officer, and security officer who solely does sedentary desk-bound duties, that is strictly clerical or administration work. This policy is extended to cover injury sustained by the Insured Person who is employed in any of the occupations listed in EXCEPTIONS provided the Insured Person is off –duty at the time of the injury and the injury does not arise in the course of employment or any activity related to the Insured Person’s employment.


English | Bahasa Malaysia


English | Bahasa Malaysia

 
 
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